Understanding the My Safe Florida Home Program

The My Safe Florida Home program is a state initiative designed to help homeowners in Florida protect their homes from wind damage caused by hurricanes and severe storms. This program offers valuable services including free wind mitigation home inspections and matching grants for home improvements aimed at fortifying properties.

Key Benefits:

1. Free Wind Mitigation Home Inspections: Qualified inspectors assess your home's ability to withstand wind damage and provide recommendations for improvements.
2. Matching Grants: Homeowners can receive financial assistance to make recommended upgrades, effectively doubling their investment with state support.

Eligibility Criteria

To qualify for the My Safe Florida Home program, homeowners must meet the following requirements:

1. Homestead Exemption: Your home must have a homestead exemption, which typically means it is your primary residence.
2. Property Value: The home must have an insured value of less than $700,000.
3. Wind Mitigation Inspection: Your home must undergo a wind mitigation inspection to identify necessary improvements .
4. Age and Income Prioritization: Low-income homeowners and those over 60 are given priority in the application process .

Application Process

Starting July 1, 2024, homeowners can apply for the program with the new rules in place:

1. Choose a Contractor: Homeowners can select any certified Florida State contractor to carry out reimbursable upgrades.
2. Submit Application: Ensure all necessary documentation is provided to expedite the approval process.
3. Complete Inspections and Upgrades: Follow the guidance from the inspection report to make the recommended improvements.

Conclusion

The My Safe Florida Home program provides essential support to homeowners looking to enhance their home's resilience against wind damage. By meeting the eligibility requirements and applying through the proper channels, you can take significant steps to protect your home and family from future storms.

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